Washington Commercial Truck Insurance
We have grown to be Washington’s leading insurance company for truckers like you with hundreds of 5-star Google reviews and an A+ rating from the Better Business Bureau, you know you’re in good hands! For all of your hauling needs, we are the best business partner. We are unrivaled in providing continuous customer support around-the-clock, the fastest claim settlement, service savings, and straightforward online policy access.
Commercial Truck Insurance for Washington State Truckers
Commercial truck insurance will pay for your legal, medical, and property damage expenses if your truck gets involved in a collision or any unfortunate event. It is legally mandated to have truck insurance regardless of your years of experience in the trucking business and the size of your company. To get the finest coverage, analyze your business needs and share them with us.
What do we offer truckers like you?
At NITIC, we work to make it simple and practical to compare commercial truck insurance quotes. We customize the coverage to meet your specific needs because we are familiar with all the hazards involved in the trucking industry. Requests for claims will be processed promptly.
Speak with one of our Washington truck insurance agents, and we’ll assist you in making the right decision.
Areas we cover in Washington
We provide coverage for all Washington cities, including the following when it comes to commercial truck insurance:
- Seattle
- Spokane
- Tacoma
- Vancouver
- Bellevue
- Kent
- Everett
- Renton
- Federal Way
- Yakima
- Bellingham
- Kirkland
- Auburn
- Kennewick
- Pasco
- Redmond
- Marysville
- Sammamish
- South Hill
- Lakewood
- Richland
- Shoreline
- Olympia
- Lacey
- Burien
- Bothell
- Bremerton
- Puyallup
- Edmonds
- Lynnwood
- Issaquah
- Parkland
- Longview
- Lake Stevens
- Wenatchee
- and surrounding towns and cities
Customers in these Washington cities can choose from a variety of discounts. For the best protection for your business, just give us a call.
Commercial truck insurance coverages in Washington
To protect themselves from incidents that might result in both property damage and physical harm, every trucking industry in Washington requires truck owners and operators to get third-party liability insurance. Through NITIC, you will get the following coverages that will help you run your trucking company successfully and offer first-rate financial support:
Get in touch with us to learn more about any of the aforementioned coverages, and we’ll let you know how much it will cost to have it tailored to your company.
What types of trucks do we offer coverage in Washington?
Regarding the sorts of trucks to insure for your company, we in Washington have the requisite experience. The many truck types for which we offer coverage are listed below:
- Box trucks
- Dump trucks
- Hotshots
- Tow trucks
- Semi-trucks
- Private Carrier
- Owner Operator
Need a free consultation? Give us a call. We will be right back to you.
Why do you require Commercial Truck Insurance in Washington?
The benefits of commercial truck insurance are numerous. It not only protects your money but also upholds the reputation of your business. Commercial truck insurance offers a variety of benefits in Washington, including the following:
- Covers the third-party costs (bodily injury and property damage).
- Covers all of your property damage and personal injuries.
- Defends against any legal action brought by accident victims
- Pay all medical costs.
- Covers any freight damage to your transport.
Minimum commercial truck insurance requirements in Washington
Washington State, like any other state, mandates that commercial drivers uphold particular minimum liability criteria in order to run their trucking business. The following split liability policy minimums are,
- $25,000 per individual
- $50,000 for each mishap
- $15,000 for property damage
Truckers must adhere to several federal requirements in addition to having this minimal liability insurance. Any truck that crosses state lines is required to abide by the FMCSA regulations.
What is the cost of commercial truck insurance in Washington?
All trucks in Washington are required to carry average truck insurance of $965 per month. The typical cost of insurance for a one-truck operation operated by a trucker with a clean driving history is as follows:
- $525 per month for trucking primary liability
- $160 per month for cargo truck insurance
- $280 per month for trucking physical damage
- $50 per month for bobtail insurance
These price projections are based on primary liability, type of cargo, and physical damage insurance. The final premium cost is affected by a number of factors, including,
- Type of cargo you are transporting
- Your previous insurance claims
- Length of time you have been in operation
- Amount of risk because risk varies from business to business
- Truck model, and weight
- Type of coverage you choose
Example Washington Commercial Truck Insurance Cost Estimate
The below scenario assumes a clean driving record. Your personal driving history will affect your Washington insurance cost and premium. See below for a more thorough list of factors that can influence your truck insurance premium.
|
Limit of Liability
|
$300,000
|
$500,000
|
$750,000
|
$1,000,000
|
|---|---|---|---|---|
|
Dump Truck
|
$8,200
|
$10,200
|
$11,200
|
$12,200
|
|
Box Truck
|
$8,200
|
$10,200
|
$11,200
|
$12,200
|
|
Tow Truck
|
$8,200
|
$10,200
|
$11,200
|
$12,200
|
|
Tractor Trailer
|
$8,200
|
$10,200
|
$11,200
|
$12,200
|
Washington Commercial Truck Insurance Filings
Navigating the regulatory landscape for commercial trucking in Washington State can be complex, but NITIC is here to simplify the process. Once you file for authority, we handle all the necessary insurance filings, ensuring that you meet both state and federal requirements. Our comprehensive services include managing the following forms:
- ICC Filing: Essential for interstate trucking operations, this filing ensures compliance with the Interstate Commerce Commission’s (ICC) regulations.
- MCS-90: This endorsement guarantees that your insurance policy meets the federal financial responsibility requirements for motor carriers.
- Form E: A certification of financial responsibility, this form verifies that your insurance policy meets Washington State’s liability coverage requirements.
- Form H: This form certifies that your cargo insurance meets state requirements, protecting the goods you transport.
- SR-22: Required for drivers who have had certain violations, this filing certifies that you carry the minimum required liability insurance.
- MV-23: Specific to Washington State, this form ensures that your vehicle meets the necessary safety and insurance standards required for commercial operations.
By choosing NITIC, you can focus on running your trucking business while we take care of the paperwork and ensure full compliance with Washington State’s regulations. Contact us today to streamline your insurance filings and keep your operations running smoothly.
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