Commercial Truck Insurance for Owner Operators

Commercial truck insurance is a collection of particular vehicle insurance plans created to cater to the demands of trucking companies. Your trucks are covered by standard commercial trucks insurance plans in the case of an accident. The majority of losses from a variety of risks are covered by collision and comprehensive coverage.

We provide cheap 24 to 72 hour plans for owner-operators who need short-term or temporary coverage to move a vehicle. For people who need to transport a truck from the place of purchase to their house or take one for repairs, these policies are helpful.

Physical damage and short-term main liability coverage are both offered.

Our short term policy pricings are listed as:

• 1 days – $140
• 2 days – $240
• 3 days – $340
• 4 days – $440
• 5 days – $540

Trucking insurance covers damages such as collision, theft, fire, explosions, as well as various other physical damages.

The vehicle’s weight influences the cost of insurance policy. Higher coverage limits are needed for heavier vehicles, which raises the cost of insurance. 

Trucking insurance might also be more costly in some locations. The cost of trucker’s insurance will be greater if you run your truck or vehicles primarily on congested roadways or in areas where the cost of living is high.

The cost of trucking insurance also depends on the kind and value of the cargo being transported.

Drivers or owners of larger vehicles like dump trucks, cargo vans, and automobiles weighing more than 15,000 pounds often require commercial truck insurance.

Typically, filings are finalized 48 hours after the request is made.

Your truck policy depends on the level of coverage you pick. However, if you take adequate commercial truck insurance then you protect your vehicles from events that could damage the truck and the drivers operating it. Whenever you buy a insurance policy, you need to look for:

• Physical damage coverage
• Primary liability
• Uninsured/underinsured motorist
• Medical payment coverage
• Non-trucking liability
• Trailer interchange
• Motor truck cargo
• On-hook towing
• Garagekeepers legal liability
• General Liability

• Box truck
• Hotshots
• Dump truck
• Tow truck
• Semi truck
• Pickup truck

• Non-accidental damages like wear and tear, mechanical breakdown, improper operation, etc.
• Damages occurring due to irresponsible driving such as traffic violations, the influence of alcohol, etc.
• Losses arise in the event of war, nuclear risks, intentional damages, etc.

• Trailer interchange
• Non-owner trailer coverage
• Reefer breakdown coverage
• Hazmat insurance (if you transport hazardous material)

• Not be reimbursed for the losses you suffer in the incident.
• Not be paid the no-claim bonus.
• Get penalized if you are not carrying the proper truck policy.