Hotshot Truck Insurance

At NITIC, our goal is to offer the best hotshot truck insurance products and services to you in a hassle-free manner. We understand the needs of a wide variety of drivers who drive Hotshot vehicles, and we are fully committed to providing you with professional insurance coverage that meets your needs.

A Hotshot Truck Insurance Quote's Just A Click Away!

Hotshot Coverages at a Reasonably Low Price!
Hotshot truck insurance is designed for trucking companies specializing in rapid freight transfer.
Many truckers in the hotshot trucking business prefer to haul hotshot freight and accelerated loads. The incentive is better rates and higher income per mile, even if it may be challenging to get loads, and those that do get booked typically demand the truck driver to work hard to make the deadline.

Who Needs Hotshot Trucking Insurance?

People who use pickup trucks to transport less-than-loads within a short window, typically to individual clients, need hotshot insurance. It makes no difference if they also have a large vehicle that they employ for interstate or intrastate transportation. Hotshot trucking is an entirely separate category which is why it can typically require a customized hotshot truck insurance plan.

Three different truck types are employed in hotshot trucking:

Hotshot Truck Insurance Coverages You Need

Hotshot truckers require the following coverages for a well-designed hotshot truck insurance policy:


This safeguards your hotshot truck against physical loss from fire, theft, and vandalism.


Collision liability in hotshot business insurance shields your equipment against damage in the case of a rollover or collision with stationary objects or other moving vehicles.
Ramps, tarps, and binders are covered under your insurance to safeguard your priceless equipment from vandalism, theft, fire, accident, and other harm.

Combined Deductibles

Hotshot pickup truck insurance policy enables hotshot truckers to pay just one deductible in the case that a loss involves both cargo loss and damage to the vehicle and trailer.
Commodities are covered while being loaded or emptied during loading and unloading.

Debris Removal

Debris removal covers reasonable and necessary charges to remove debris after an occurrence resulting in the Hotshot truck’s wreckage.

Why Choose NITIC

The National Independent Truckers Insurance Company, RRG is a well-known multi-line commercial truck insurer. Because NITIC is one of the largest and most well-known insurance companies in the United States, with an AM Best Rating (B+) and a Financial Rating of B++, it is aware of the hazards that carriers face in the modern insurance market.

The professional expertise and attention to the customer’s needs that have always defined NITIC’s strategy for insurance solutions serve as the cornerstone of the company’s services to assist customers in effectively managing their cost of risk.
Apply for hotshot truck insurance with the National Independent Truckers Insurance Company soon to safeguard your assets. Additionally, we offer online insurance quotes and full truck insurance.


Sheri is the best customer service rep around. Very pleasant and very informative.

Niomi Ross




Hotshot truck insurance does not always have a fixed price and can vary for several reasons.
  • The restrictions your company has can cause prices to fluctuate. Depending on your shipper, the larger the limit is preferable since many shippers would be pleased to know that you can transport mounds of cargo.
  • Your credit rating can also affect the cost of the insurance policy.
  • The type of truck you operate.
Quotes typically start from $10,000 to $20,000 per year.
You are protected against the following dangers with hotshot truck insurance:
  • Damage to stationary objects and other vehicles during a collision
  • Covers the expenses of repairs.
  • The medical costs associated with accident-related injuries are covered by insurance.
  • It also includes compensation for lost earnings for those hurt in auto accidents.
  • It provides coverage for your vehicle or trailer in the event of a fire, robbery, damage, or other physical losses other than accidents.