Refrigeration Breakdown Coverage
Get the best and most reasonably priced Refrigeration Breakdown Insurance Coverage when you use NITIC as your truck insurer. For many years, clients from all over America have relied on us because of our adaptable protection and payment options, expert guidance with claims involving heavy-duty trucks, free insurance filings, discounts, and professional support. We offer the best customer service around!
Keep Your Refrigerated Cargo Safe With The Most Reliable Insurer!
As the owner-operator of a reefer truck, you run the constant risk of temperature-controlled goods spoiling, if your refrigeration unit breaks down. In this situation, refrigerated truck insurance often known as reefer trucking insurance is a lifesaver for you.
It is an add-on insurance option for the cargo policy. A mechanical failure or accident that is unexpected and unforeseen is covered by refrigeration breakdown coverage.
If you frequently carry perishables, having this coverage might provide you with additional safety and contentment. Speak to one of our insurance experts; they will walk you through the approach and help you decide which options are best for your business.
What are the RISKS subject to reefer unit operation?
What does refrigeration breakdown insurance COVER?
Refrigeration breakdown coverage is an additional endorsement to motor truck cargo coverage. In unexpected and unforeseen circumstances, our insurance plan can protect your company by providing the following coverages:
What EXCLUSIONS apply to refrigeration breakdown coverage?
Who needs refrigerated breakdown coverage?
What other kinds of insurance are required for reefer trucking?
Primary Liability Insurance
Primary liability insurance provides coverage for motor carriers if any goods being transported are harmed. Motor carriers who transport chilled goods add the reefer license. While not normally covered by most insurance, loading and unloading can be included as an approval.
Physical Damage Coverage
The majority of motor carriers will choose physical damage protection to protect their truck in the event of an accident, even if it is not required by law. Physical damage insurance comes in two forms:
The reefer driver’s and their passengers’ medical needs are covered
Underinsured/ Uninsured Driver Insurance
How Much Does Reefer Breakdown Insurance Cost?
Your refrigerated breakdown insurance premium will depend on how our insurer evaluates the following variables:
Therefore, don’t delay referring to trucking insurance. Discuss your options freely with our insurance agent to get the best protection to assist your trucking business comply with FDA regulations and legal insurance needs.
Save Big With NITIC As Your Most Reliable Insurer
National Independent Truckers Insurance Company, provides timely, thorough, and cost-effective insurance solutions for refrigerated breakdown coverage. Regardless of level of experience, we welcome all trucking companies and drivers, and we offer the best protection to meet their specific needs.
We are conscious of all the risks involved in driving, loading, and unloading cargo from a road truck. Due to this, we are committed to comprehensive refer trucking insurance at the best rates.