Illinois Commercial Truck Insurance

Whether you have one truck or keep multiple commercial fleets, NITIC offers custom commercial truck insurance coverage for all. We have over 3 decades of experience delivering tailored trucking insurance solutions to our clients, an A+ rating with the BBB, and hundreds of 5-star Google reviews. At NITIC, you get the best value for the money you spend on your truck insurance.

Searching for Commercial Truck Insurance in Illinois? Here's How NITIC Can Help!

Fastest claim settlement & exceptional support

Whether you are an owner-operator, an independent trucker, or working under a lease, we have truck insurance plans for all. We guide our customers right from finding the best coverage to settling their claims in the quickest manner. Our certified professionals design the finest insurance coverage for your need at the most reasonable cost. Don’t think anymore! Let’s connect and customize a protective insurance plan for you!

What can NITIC offer truckers like you?

We offer a wide range of truck coverages under one roof. We let you personalize the limit of your coverage and carve out a plan that suits your business in the best way. You get your claims settled within a few hours followed by the request. We know all the risks associated with a trucking business, and keeping that in mind we tailor your coverage rendering to your actual requirement.

Areas we cover in Illinois

We offer several types of insurance coverage in almost every city of Illinois including:

We offer several deals in all types of insurance coverage. Get in touch with us and see how much you can save.

Commercial truck insurance in Illinois

In Illinois, commercial truck insurance protects your investments (vehicles) from several possibilities that you face on the road. This insurance coverage offers safety for a range of trucking businesses irrespective of their size. Whether you own a heavy-duty truck like a tractor-trailer or a light one such as a hotshot, we offer insurance plans for all types of trucks at the most affordable cost.

Who needs commercial truck insurance in Illinois?

Any person or business entity that uses commercial vehicles for making money in Illinois needs to add a layer of protection to their company in the form of truck insurance. No matter if the truck you are using is under a lease, owned, rented, or personal. You need to take adequate commercial truck insurance for the safety of your business, people, drivers, and operations.

Commercial trucks are comparatively exposed to a great risk than other vehicles as they are mostly on the road. To ensure your business security, you need to get the following coverages:

How Much Does Commercial Truck Insurance Cost in Illinois?

While each driver’s situation is unique, the average commercial truck insurance premium in Illinois for drivers with a clean driving record is between $11,200 – $14,200 per year, depending on the type of truck they are looking to insure and the limit of liability.  In Illinois, we see a range of premiums from $11,000 to $16,000 per year.

To find out how much you can expect to pay for your commercial truck insurance in Illinois, contact our team today for a quick and easy quote.

Example Illinois Commercial Truck Insurance Cost Estimate

The below scenario assumes a clean driving record. Your personal driving history will affect your Illinois insurance cost and premium. See below for a more thorough list of factors that can influence your truck insurance premium. 

Limit of Liability
Dump Truck
Box Truck
Tow Truck
Tractor Trailer

Illinois Commercial Truck Insurance Coverage Requirements

As with most states, Illinois has its own set of commercial vehicle insurance requirements that commercial truckers must follow. In Illinois, commercial trucks must carry the following:

  • Bodily injury liability insurance: Coverage of at least $25,000 per person and $50,000 per accident of bodily injury liability insurance is required for businesses with company vehicles in Illinois.
  • Property damage liability insurance: Coverage of at least $20,000 per accident of property damage liability coverage is required for businesses with company vehicles in Illinois.
  • Uninsured/underinsured motorist: Coverage of at least $25,000 per person and $50,000 per accident of uninsured/underinsured motorist coverage is required for businesses with company vehicles in Illinois.

Illinois Commercial Truck Insurance Filing Requirements

Once you file for authority, NITIC can assist with the following filings:

  • ICC
  • MCS90
  • Form E
  • Form H
  • SR22


Sheri is the best customer service rep around. Very pleasant and very informative.