Commercial Pickup Truck Insurance
Protect your pickup truck with the right insurance from the best insurers. We have over 3 decades of experience in insuring commercial pickup trucks at customer affordability. We offer several customized truck insurance solutions under one roof. Our experts provide unfailing support to the clients in getting the finest coverage that fully safeguards your operations.
Get the best coverage for your commercial pickup truck at the lowest value!
Whether you use pickup trucks to haul shipments and supplies or use them to reach your job site, commercial truck insurance not only protects your vehicle but also the cargo you transport. No matter what type of cargo you move, we can customize a policy that fits your trucking requirements. We are renowned for quick claim settlement. Our executives are available to resolve queries round the clock. Be our valued customers, we are just a call away!
Why NITIC for Your Commercial Truck Insurance Needs
At National Independent Truckers Insurance Company (NITIC), pickup truck insurance isn’t just one of many services—it’s one of our specialties. Since 2001, we’ve been trusted by thousands of independent drivers and business owners across 48 states who rely on their pickup trucks for commercial operations, deliveries, or contracting work.
We understand the unique risks and responsibilities that come with using a pickup truck for business. Whether you’re hauling tools, transporting equipment, or making deliveries, you need more than just a personal auto policy—you need coverage tailored to how you actually use your truck.
What is commercial pickup truck insurance?
Pickup trucks are used for both personal and commercial purposes. No matter how you use it, you need pickup truck insurance. It is a coverage that pays for the bodily injury, property damage, and medical expenses that incur in the event of an accident. This insurance offers great financial support as you don’t have to pay for the loss out of your pockets.
Who needs pickup truck insurance?
Almost every industry uses pickup trucks to haul supplies, equipment, and other types of cargo to different locations. The following are some of the common businesses that use pickup trucks and need correct coverage to protect their operations and commercial vehicles.
- Movers
- Painters
- Landscapers
- Plumbers
- Roofers
- Contractors
- Construction workers
- Electricians
Some people also use pickup trucks for their necessities and others choose them over other vehicles. No matter how you use your truck, whether you own them or drive under the lease, you are required to obtain pickup truck insurance to protect it from a number of possibilities on the road.
What coverage does commercial pickup truck insurance offer?
A single incident can put your trucks at great risk and is capable of draining your finances. Therefore, pickup truck insurance should be obtained before operating on the road. If you take an adequate amount of insurance then it offers:
- Liability coverage: Liability insurance protects the insured against property damage and bodily injury arising out of an incident. This policy pays for all the loss suffered by the third party when your pickup truck is involved.
- Physical damage: Physical damage covers the property damage or physical injury you suffer in an accident. If your pickup truck gets collided or stolen then this coverage proves to be beneficial in such incidents.
- Uninsured/underinsured motorist: When your pickup truck gets involved in an accident with a driver who is underinsured or uninsured then this coverage kicks in. The option for uninsured/underinsured motorists varies from state to state. Don’t worry! Let us help you get the best coverage that helps you stay legal and protected on the road.
- Medical payment: Medical payment coverage protects you, other passengers, and employees working for you. No matter who was at fault, it pays for the medical expenses that arise in an incident.
- Collision coverage: This coverage pays for the damages you suffer when your pickup truck collides with another vehicle in an incident.
- Comprehensive coverage: Comprehensive coverage protects you against non-collision-related incidents. For example, if you suffer losses due to fire, natural calamities, theft, explosion, or vandalism, this coverage pays for it.
How much commercial pickup truck insurance would cost you?
Every pickup truck operating on the road requires insurance to function legally. Some use pickup trucks for personal purposes while others conduct business with them. You can customize your coverage according to the use of trucks. There are a number of factors that are considered when determining the rate of truck insurance which are:
- Driving records
- Truck model
- Location you operate
- State requirements
- Cargo you haul
- The usage (commercial or personal)
- Your credit scores
- Age and gender of the trucker
- Driving experience
Contact us and get the most affordable insurance quotes for your pickup trucks!
Why Choose NITIC for Your Pickup Truck Insurance?
At National Independent Truckers Insurance Company (NITIC), pickup truck insurance isn’t just one of many services—it’s one of our specialties. Since 2001, we’ve been trusted by thousands of independent drivers and business owners across 48 states who rely on their pickup trucks for commercial operations, deliveries, or contracting work.
We understand the unique risks and responsibilities that come with using a pickup truck for business. Whether you’re hauling tools, transporting equipment, or making deliveries, you need more than just a personal auto policy—you need coverage tailored to how you actually use your truck.
Here’s Why Pickup Truck Operators Choose NITIC:
Trucking Insurance is All We Do
We’re not a general insurance agency. Our licensed agents specialize exclusively in commercial truck and pickup truck insurance, so we know exactly what you need—and what you don’t.Affordable, Customized Coverage
We offer flexible policies designed for independent contractors, small fleet operators, and owner-operators. From Primary Liability to Physical Damage to Cargo coverage, we’ll help you build a plan that works for your business and your budget.Quick, Accurate Quotes
Our quote process is fast, transparent, and personalized. With just a few details, our experts can provide a competitive quote—often the same day—so you’re not waiting to get on the road.Licensed in 48 States
No matter where you operate, our team understands the rules, regulations, and pricing structures in your area. This means smarter coverage and better rates for you.Financial Strength You Can Trust
With a B++ (Good) rating from AM Best, NITIC has the financial stability and experience to stand behind every policy we issue.Strategic Location, National Reach
Based near Port Newark and New York City, we’re in the heart of one of the busiest trucking hubs in the country. That gives us real-world insight into the evolving needs of today’s commercial drivers.
You’re More Than a Policy Number
At NITIC, we believe in building relationships—not just selling policies. When you work with us, you’re partnering with a company that cares about your business, your safety, and your success. We take pride in providing honest guidance, ongoing support, and dependable protection when it matters most.
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Sheri is the best customer service rep around. Very pleasant and very informative.
4.7/5
TESTIMONIALS
FAQs
- Protection of asset.
- Provides financial support.
- Safeguards business reputation.
- Protects you, passengers, and the public on the road.
- Quick recovery of losses.
- Raise your deductible.
- Maintain a good driving record.
- Avoid taking unnecessary add-ons.
- Bundle various coverages together.
- Illegal driving or operating without a license.
- Loss or injury occurring due to negligence.
- Drunk driving.
- Loss due to depreciation.
- Damages faced in war, nuclear leaks, etc.
- The usage of vehicles.
- The cargo you haul.
- The age of the truck.
- Amount of risks you are exposed to, etc.
