Auto Haulers Insurance
Get the best auto hauler coverage at the lowest price!
Searching for auto hauler insurance? NITIC has over 30 years of experience in providing auto hauler insurance solutions to our clients. With hundreds of 5-star Google reviews and an A+ rating with the BBB, NITIC is your trusted auto hauler insurance company for fast, reliable quotes. Our exceptional customer support and sales team, affordable auto hauler truck insurance, fastest claim settlement policy, and quality service distinguish us from other commercial insurance policy providers.
Hauling vehicles need specialized training but even the most experienced trucker can get into big trouble on the road. Accidental exposure of cargo can lead to several damages and even the smallest dent on any vehicle can run you into huge financial suffering. As potential risks can occur any day you need diverse coverage to protect your business. Here auto hauler insurance plays a major role in the smooth flow of your trucking business.
What is auto hauler insurance?
What are the benefits of auto hauler insurance?
From incorrect loading and breaking windshields to other sorts of damages, for auto haulers, such risks are an integral part of your business. But other sorts of risks can arise both on and off the road. You must carry auto hauler insurance with broad coverage which protects you against a range of situations that ease your expensive burden.
The following are some of the advantages of carrying wide auto hauler insurance coverage:
- Protection against damages: This insurance coverage provides security against the damages that arise out of an accident or collision.
- Financial support: As this policy pays out for all the losses and damages you suffer in the event of an accident, it provides huge financial support in such incidents.
- Cargo safety: The vehicles you haul are not only expensive but your responsibility. Auto hauler insurance protects the cargo against several likely risks both on and off the road.
- Security of your own truck: The truck and the trailer you use for transporting vehicles is vital components for your business success. Auto hauler insurance coverage provides complete security to your hard-earned investment as well.
What does auto hauler insurance cover?
- Bodily injury: If your truck or cargo does a physical injury to other people in a crash or accidental release of shipment then this insurance pays for the expenses incurred in the event.
- Property damage: This coverage pays for the damages your truck causes to other people’s property in an accident.
- Medical payment: No matter who's at fault in an accident, this coverage pays for the medical expenses of the injured passengers including you in the event of an accident.
- Comprehensive coverage: This policy pays for the damages and losses you suffer in the incident of a fire, theft, vandalism, explosion, animal contact, or natural calamities.
- Collision coverage: This coverage protects you against the damages and losses resulting from a collision with an object, or another vehicle, and flipping over. It also pays for the cost of repairing your truck.
- Uninsured motorist coverage: This pays for the repair and medical costs when a driver without adequate insurance causes an accident. When the driver doesn’t have the proper insurance to pay for your damages or physical injury, uninsured motorist coverage comes into play.
What coverages do you need as an auto hauler?
- Cargo insurance: The cargo you haul is an essential part of your business. This coverage protects you against the cost of replacing or repairing damaged vehicles.
- Trailer coverage: This coverage protects you against physical damages to the trailer in an incident.
- Trailer interchange insurance: This policy covers the trailer which is rented or owned by another party.
- Unattended vehicle coverage: Many auto insurances don’t cover you against the loss occurring to your truck when left unattended. Here unattended vehicle coverage comes into play to protect you against such losses.
- Auto hauler diminished value coverage: Cargo insurance only pays for repairing the damaged vehicles you haul but doesn’t cover the loss to the dealer for the diminished value of the vehicle after undergoing repair. Here auto hauler diminished value coverage cover this gap.
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As an auto hauler, you need the following types of insurance coverage to cover your expenses arising out of an accident.
- Commercial auto insurance
- Motor truck cargo insurance
- General liability insurance
- Comprehensive coverage
- Non-trucking liability (optional)
- Uninsured motorist coverage
- Physical damage insurance
The following businesses need to carry a wide auto hauler insurance:
- A vehicle dealership that has a carrier to haul vehicles.
- Businesses that are providing vehicle hauling services.
- Auto repairing shop.
- Businesses that transport vehicles for customers.
Auto hauler insurance does not offer the following coverages:
- Damage or injury to the auto hauler or trucker.
- Accidents claims due to speedy driving.
The rate of auto hauler insurance depends on several factors namely:
- Coverage you choose
- Limit of the policy
- Driving records
- Past claims
You can easily save on your truck insurance by bundling coverages. We can help you cover your business needs without costly add-ons and provide multi-policy discounts. Just reach out to us and get your business protected most conveniently.
