Trailer Interchange Insurance
Choose the Most Reliable Insurer for the Best Trailer Interchange Insurance
Get Unbeatable Values for Less.
In the trucking business, it’s typical for truckers to transport or make use of borrowed or leased trucks. Many commercial trailer truckers are unaware that while the non-owned trailer is covered by their liability policy, there is no protection for physical damage.
Physical damage to the trailer while it is in their custody is solely the responsibility of the owner-operator or motor carrier. Thus, in order to effectively protect yourself and your business from any financial strain, you need trailer interchange insurance
Our team of specialists in commercial truck insurance can help you find the best coverage option for your trucking company quickly and affordably by guiding you through the process.
What is Trailer Interchange Insurance?
The trailer interchange insurance policy guards against any loss or damage occurred when a trailer is being transferred from one place to another. This coverage provides you peace of mind when hauling non-owned trailers that are in your custody.
Before acquiring a trailer interchange insurance policy, you should assess your company’s demands and determine the kind of coverage alternatives you want.
If you’d like, our insurance specialists may assist you in focusing your search and identifying the option that most closely matches your requirements.
When do you need Trailer Interchange Insurance?
You need comprehensive insurance coverage whether you borrow or utilize someone else’s trailer. Even if you already have a trucker’s liability insurance policy in place, there is no physical damage coverage, You require this insurance in the following typical situations:
- Trailer Interchange Agreements: These are written contracts that call for insurance between a driver and a motor carrier.
- Power-Only Drivers: Shipping companies occasionally use drivers to move empty trailers, and they mandate that they obtain trailer interchange insurance.
- Members of UIIA (Uniform Intermodal Interchange and Facilities Access Agreement): Members must carry minimum limits on a variety of insurance products, including trailer interchange insurance, according to the UIIA.
When do you NOT need Trailer Interchange Insurance?
- When you own a trailer.
- Any "auto" covered by a formal trailer interchange agreement while it is in someone else's care. But a loss payee is not covered by this exception. However, you must pay back the cash if we pay the loss payee.
What scenarios are covered by Trailer Interchange Insurance?
- Loading/ Unloading the freight
- Accidents
- Accidental fires
- Theft
- Vandalism
- Collision
How much does Trailer Interchange Insurance cost?
- The coverage limit and deductible - the higher the coverage limit, the higher the deductible.
- Trailer value - the more expensive the trailer is, the higher its insurance value. It only covers physical damage, not what the driver is transporting.
- The location where the accident took place.
- Loss of property in the past.
Indicate State Specifics
Why choose NITIC as your Trailer Interchange Insurance Company?
National Independent Truckers Insurance Company, RRG provides rapid, comprehensive, and cost-effective insurance alternatives for trailer interchange coverage. Both new and seasoned trucking companies and drivers are welcome, and we offer them the best protection to meet their unique needs.
We are aware of all the risks connected with loading and unloading freight. For this reason, we are committed to offering complete coverage for non-owned trailers at the best available rates.
GET YOUR CUSTOM FREE QUOTE
Sheri is the best customer service rep around. Very pleasant and very informative.
4.7/5
TESTIMONIALS






FAQs
Does Trailer Interchange Insurance provide coverage for Third-Party Physical Injury or Property Damage?
Is Trailer Interchange insurance or Non-Owned Trailer insurance the same?
What is the cost of Trailer Interchange insurance?
Does insurance for trailer exchanges just cover losses resulting from a trailer's use for business purposes?
- Deliveries of goods, materials, or products are made using the trailer.
- The owner-operator or the driver uses the trailer for personal errands.