Owner Operator Truck Insurance
NITIC specializes in providing the most affordable owner-operator truck insurance in the US. We understand the uniqueness of every trucking business and its associated risks. We offer suitable and custom-made best trucking insurance coverage that meets your needs without straining your wallets.
Get the Right Owner-Operator Insurance at the Lowest Cost!
Whether you are an owner-operator working on your own authorization or under a lease to a motor carrier, you need a unique type of coverage that protects your daily operations from potential mishaps. Owner-operator truck insurance covers you from all the possibilities that can impair your trucks and further damage your business.
What is owner-operator truck insurance?
Owner operator truck insurance protects your trucking business and its operations from all potential risks. Due to their large size, trucks can cause massive damage and grave injuries on the road. You need to add a complete layer of protection to your trucks in the form of owner-operator truck insurance from such risks to carry out your business without hiccups.
Who needs owner-operator insurance?
All the above need a certain amount of coverage to protect their business and truckers. For example, owner-operators who are working/driving on their own authority require independent owner-operator insurance for trucking. In this case, they require independent owner-operator insurance to cover the medical cost and other property-related damages resulting from an accident.
What is the cost of owner-operator truck insurance?
There are several factors that impact the cost of truck insurance and it is difficult to give the exact figure without analyzing them. These aspects are:
What are other owner-operator coverages you need?
- Non-trucking liability or liability coverage
- Physical damage
- Medical costs
- Passenger accident
- On-the-job accidents
- Property damage
- Loss of life/physical disability
- Stay in your business for longer.
- Keep your driving records clean.
- Hire experienced truckers with good past driving records.
- Opt for a higher deductible.
- Use newer trucks as the older model’s insurance costs are mostly higher.