Dump Truck Insurance
NITIC is committed to providing the best and most affordable dump truck insurance to businesses, drivers, and owner-operators. For over three decades, we have been providing a wide range of insurance solutions to our clients. We offer reasonable quotes so you get comprehensive protection for your money spent. We deliver nothing less than the best!
Get Quality Dump Truck Insurance From the Most Trusted Insurer!
As the configuration of dump trucks are quite complex due to their size, they are exposed to many risks while on-loading, off-loading cargo, and carrying cargo on the road. Dump trucking is a risky business that can lead to dangerous accidents.
When you are into such a trucking business then protecting it becomes one of your top priorities. Here dump truck insurance protects you from all possibilities.
What is dump truck insurance?
Dump truck insurance is designed for heavy-duty vehicles that transport rock, sand, dirt, gravel, asphalt, and other bulky materials used for construction purposes. It comes under commercial vehicle insurance. Owner-operators and For-hire transporters need to carry vehicle insurance who are using a dump truck to offer services.
What type of coverages are included in dump truck insurance?
- General liability insurance: It reimburses medical expenses for any person or property that gets injured or damaged by your truck while operating. You also get protected from lawsuits as this policy covers legal costs as well.
- Commercial auto insurance: This keeps you legal on the road. Pays for the medical treatment & property or physical damage of the third party and your dump trucker resulting from an accident.
- Non-trucking insurance: Provides coverage when an accident happens during non-working hours. It is best for owner-operators and independent truckers who are working contractually.
- Downtime insurance: When your dump truck gets damaged after an accident, till the time it is being repaired and gets back into shape. This insurance will help you continue business operations.
What are the benefits of dump truck insurance?
As the size and shape of dump trucks are unique, it needs comprehensive protection from all possible risks. The set of benefits you get from dump truck insurance coverage highly depends on the policy you choose. The most common advantages that this policy offers to truckers are:
- Pays for the medical costs
- Reimburses for the property damage
- Offers comprehensive coverage
- Pay for the vehicle repair cost
Why choose NITIC for dump truck insurance?
Our foundation is built on providing easy, comprehensive, and most reasonable insurance solutions to dump truckers. We welcome experienced as well as new drivers and offer them the finest coverage that meets their unique needs.
We understand the number of risks associated when you on-load and off-load the cargo. Here, you get blanket protection for your vehicles at unbeatably affordable prices. We are the right insurance partners who can assure one thing i.e. your business safety.
GET YOUR CUSTOM FREE QUOTE
Sheri is the best customer service rep around. Very pleasant and very informative.
Niomi Ross
4.7/5
TESTIMONIALS
FAQs
The cost of dump truck insurance highly depends on the risks it is exposed to. However, the most common factors that help in deciding its price are—
- Coverage requirements
- Driving radius
- Past driving records
- Number of axles (single, tandem, or triple)
- Ownership of the truck.
But the average monthly cost of this policy is $438 which comes to $5250 yearly. You should expect to get dump truck insurance quotes between $2500 to $8000 annually for the dump truck insurance.
- Non-trucking insurance
- Collision insurance
- Physical damage insurance
- Fire and theft insurance
- Downtime insurance/rental reimbursement
- Comprehensive coverage
- The type of dump truck
- The truckers you have (experience, age, driving records, etc.)
- Your location where you operate
- What sort of material do you haul?
- Where you are transporting the materials?