trucking fleet insurance coverage

Truck Fleet Insurance Services from NITIC

ByMarketing Dept

Running a fleet—whether it’s five trucks or fifty—is no small task. Between scheduling loads, managing drivers, and keeping trucks on the road, the last thing you want to worry about is whether your insurance is strong enough to protect your business. That’s where National Independent Truckers Insurance Company (NITIC) comes in.

For more than 20 years, we’ve helped trucking businesses secure affordable, dependable insurance that’s tailored to their unique needs. Licensed in 48 states, backed by a solid rating from A.M. Best, and trusted by hundreds of truckers who have left us 5-star reviews, NITIC has become a go-to partner for fleet owners across the country.

Our goal is simple: protect your fleet from risks on the road so you can focus on moving freight and growing your business.

Insurance Options Built for Your Truck Fleet

No two fleets are exactly alike, which is why we don’t believe in cookie-cutter policies. Our team works with you to design coverage that fits the way your business operates. Some of the most common protections our fleet customers choose include:

  • Primary Liability: Covers bodily injury or property damage caused by your drivers while operating your fleet.
  • Physical Damage: Protects your trucks against damage due to collisions, theft, vandalism, and other perils.
  • Cargo Insurance: Ensures the goods you transport are covered against damage or loss while in transit.
  • General Liability: Provides coverage for non-driving incidents that may occur on your business premises.

Flexible Truck Fleet Insurance for Any Size Operation

Whether you run a small fleet of local delivery trucks or manage a large operation that covers multiple states, NITIC can customize a policy that matches your business. Better yet, our fleet insurance is scalable—meaning it can grow right alongside you. Add a new truck? Hire more drivers? Expanding into new states? We make sure your insurance keeps up.

Affordable Protection With Payment Options That Fit

Insurance shouldn’t put a strain on your bottom line. We structure our fleet policies to balance cost and protection, giving you the coverage you need without unnecessary extras. And because every business’s cash flow looks a little different, we offer flexible payment plans so you can spread out costs in a way that works best for you.

Why Fleet Owners Choose NITIC

Fleet managers who work with us usually point to four things they value most:

  • Nationwide Reach – We’re licensed in 48 states, so your trucks stay protected wherever they operate.
  • Fast Policy Binding – We know downtime is costly. Our agents can get your policy bound quickly so you’re not stuck waiting.
  • Trucking Expertise – Our team doesn’t just “do insurance”—we live and breathe trucking. That means advice and guidance you can actually use.
  • Financial Strength – With a solid B++ rating from A.M. Best, you can count on us to be there when you need us most.

Safety and Compliance for Fleet Owners Made Simple

Fleet insurance isn’t just about protection—it’s also about compliance. Staying on top of federal and state requirements can be overwhelming, but NITIC makes it easier. We handle essential filings like:

  • MCS-90 Filings
  • Form E and Form H Filings
  • SR-22 Filings

Our agents are well-versed in the latest federal and state trucking regulations, ensuring your fleet remains compliant while staying protected.

When Accidents Happen, We’re Here

Accidents are part of trucking. What matters most is how quickly your insurance partner responds. At NITIC, we have a dedicated claims team that understands the urgency of getting your trucks back on the road. We’ll walk you through the process step by step, fight to keep disruptions minimal, and make sure your claim is handled fairly and efficiently.

Get Your Truck Fleet Insurance Quote Today

Your trucks are the backbone of your business. Protecting them shouldn’t be complicated or expensive—and with NITIC, it isn’t.

Call us today at 888-237-7922 or fill out our quick online form to request a free, no-obligation quote. Our team will tailor a policy that fits your fleet, your drivers, and your budget.

With over two decades of experience and the trust of truckers nationwide, NITIC is the partner you need to keep your business rolling safely and profitably.