Louisiana Commercial Truck Insurance

NITIC maintains B++ Rating with A.M. Best and an A+ rating with the Better Business Bureau, and over 100 5-star Google reviews! With over 3 decades of experience in providing customized insurance coverages at unbeatably affordable prices, we have grown our customer base in Louisiana to the next level. Partner with us and start saving on your coverage!

Save Thousands on Your Louisiana Commercial Truck Insurance!

Constant customer support and quality coverage

Whether your trucking business is small or big, you are exposed to n number of risks on the road. You need to protect your, drivers, passengers, and other people’s property and life while moving cargo from one point to another. Getting commercial truck insurance is not optional so you need to choose your partner wisely. We have 30 years of expertise in the insurance industry. We offer several insurance solutions under one roof at the most affordable rates. Get in touch with us and customize your coverage need effortlessly!

Commercial truck insurance in Louisiana

Having adequate commercial truck insurance is important in Louisiana. Whether you use trucks that are rented, under the lease, or rented, you need to get this coverage to ensure your business’s safety. No matter how big or small an accident is, it deeply impacts trucking operations. To safeguard yourself from such incidents you need proper coverage. We are the most credible truck insurance provider in the state. Let us find the best fit to safeguard your operations.

What can NITIC offer Louisiana truckers?

We offer steadfast customer support and are dedicated to addressing customer queries round the clock.  We are renowned for our fastest claim settlements in Louisiana. Our team is dedicated to providing the best truck insurance to our clients within their budgets. We only pitch necessary coverages to our customers that prove to be valuable when any mishap occurs. Contact us and customize your coverage according to your trucking needs.

Areas we cover in Louisiana

We offer several insurance coverages in every city of Louisiana including:

We offer several deals on all types of trucks. Reach out to us and explore what percent of discount you can avail of.

Types of Commercial Trucks Insured by NITIC in Louisiana

Whether you own a small company or a big one, you need adequate protection in the form of truck insurance. No matter how small or big your commercial vehicle is, we ensure all types of trucks including:

Semi-trucks: Having multiple axles, semi-trucks or tractor-trailers are designed to carry heavy cargo from one end to another. It has a long trailer attached to the back of the truck.

Tow trucks: Moving damaged, irreparable, or wrongly parked vehicles from one point to another is what towing trucks do. Some towing business also offers repair facilities in their custody.

Box trucks: Used for multipurpose, box trucks are used for transporting various types of cargo from point A to point B. It has one of the most powerful engines.

Dump trucks: Dump trucks are heavy-duty vehicles that are used for hauling bulky construction materials like dust, sand, asphalt, gravel, etc.

Refrigerator trucks: Trucks that have in-built refrigeration are used for transporting ice cream, seafood, and other perishable goods.

Hotshots: Hotshots are used for time-sensitive deliverables. These trucks usually carry small loads from one place to various locations on an expedited timeline.

What type of truck coverage do you need to get in Louisiana?

Whether you are an owner-operator, private carrier, or motor carrier as a trucking business owner you need to get some essential coverages according to the type of vehicle you possess or the nature of cargo you haul. To safeguard daily operations, we offer several trucking insurances in Louisiana including:

How Much Does Commercial Truck Insurance Cost in Louisiana?

While each Louisiana driver’s situation is unique, the average commercial truck insurance premium in Louisiana for drivers with a clean driving record is between $11,200 – $15,200 per year, depending on the type of truck they are looking to insure. 

To find out how much you can expect to pay for your commercial truck insurance in Louisiana, contact our team today for a quick and easy quote.

Example Louisiana Commercial Truck Insurance Cost Estimate

The below scenario assumes a clean driving record. Your personal driving history will affect your Louisiana insurance cost and premium. See below for a more thorough list of factors that can influence your truck insurance premium. 

Limit of Liability
Dump Truck
$ 13,200
$ 13,800
Box Truck
Tow Truck
Tractor Trailer

Louisiana Truck Insurance Filings

At NITIC, we go beyond insurance coverage by offering a comprehensive suite of services to support your success as a carrier. Trust us to navigate the complexities of insurance filings, allowing you to focus on what you do best—moving your business forward. Contact NITIC today for personalized assistance with the below filings after obtaining authority.

  • ICC
  • MCS90
  • Form E
  • Form H
  • SR22


Sheri is the best customer service rep around. Very pleasant and very informative.