North Carolina Commercial Truck Insurance
NITIC is dedicated to providing companies, truckers, and owner-operators with the finest and most economical commercial truck insurance in North Carolina. We have been offering our clients a vast array of insurance products for more than 20 years at very reasonable rates. Our customer support is second to none.
Ensure the safety of your business with comprehensive truck insurance!
Commercial truck insurance will pay the bills and expenditures if a company’s truck is involved in an accident. In North Carolina, it’s necessary for any truck used only for business purposes. NITIC takes pride in providing top-notch commercial truck insurance services to our clients across the whole US with incredible coverage options and the highest claim settlement rates.
What do we offer?
We at NITIC strive to make comparing commercial vehicle insurance rates easier and more convenient. We tailor the coverage to match your unique needs because we are aware of all the risks associated with the trucking sector. Any claim requests will be handled quickly (within a few hours). So get your customized, free quote from a leading American insurance company today.
The NITIC team of commercial car insurance experts may be able to help you with the procedure and provide you with timely, reasonable coverage.
Areas we cover in North Carolina
We provide coverage for all North Carolina cities, including the following when it comes to commercial truck insurance:
- Charlotte
- Raleigh
- Asheville
- Wilmington
- Greensboro
- Durham
- Fayetteville
- Winston-Salem
- Boone
- Concord
- Mount Airy
- Elizabeth City
- Cary
- Chapel Hill
- New Bern
- Rocky Mount
- Henderson
- High Point
- Gastonia
- Wilson
- Goldsboro
- Statesville
- Waynesville
- Emerald Isle
- Lumberton
- Morganton
- Asheboro
- Wake Forest
- Apex
- Huntersville
- and surrounding towns and cities.
Customers in these NC cities can choose from a variety of discounts. For the best protection for your business, just give us a call.
Commercial Truck Insurance Coverages in North Carolina
Every state has minimum coverage standards; for instance, every owner-operator of a truck is obliged to have third-party insurance to safeguard against accidents causing property damage and injuries to people. You need sufficient commercial truck insurance to safeguard your trucking business in North Carolina from any unanticipated occurrences including accidents, vandalism, natural disasters, theft, and more.
You may obtain the following coverages through NITIC, which will aid you in managing your trucking business successfully and provide first-rate financial support in NC:
Get in touch with us to learn more about any of the aforementioned coverages, and we’ll let you know how much it will cost to have it tailored to your company.
What types of trucks do we offer coverage in North Carolina?
When it comes to the sorts of trucks to insure for your company, we in North Carolina have the requisite experience. The many truck types for which we offer coverage are listed below:
- Box trucks
- Dump trucks
- Hotshots
- Tow trucks
- Semi-trucks
- Private Carrier
- Owner Operator
Need a free consultation? Give us a call. We will be right back to you.
Why do you require Commercial Truck Insurance in North Carolina?
Any North Carolina trucking business that utilizes a truck for work-related activities must have the necessary insurance. Although HNOA insures personal, leased, automobiles used by your business, commercial truck insurance only insures the vehicles controlled by your company.
No matter if you own a fleet of corporate trucks, a food truck, or any other type of truck you use only for business, all of your trucks need to be protected by a commercial truck plan.
Without commercial vehicle insurance protection, your company may face legal and financial risks. In addition, not having motor insurance might result in serious consequences. Having adequate truck insurance provides a lot of benefits in North Carolina, such as the following:
- Covers the third-party costs (bodily injury and property damage).
- Covers all of your property damage and personal injuries.
- Defends against any legal action brought by accident victims
- Pay all medical costs.
- Covers any freight damage to your transport.
How does North Carolina's commercial truck insurance operate?
All trucks in the NC are required to carry a minimum of $900 in primary liability insurance coverage, whether they are being utilized for personal or professional purposes. The typical cost of commercial truck insurance for a one-truck operation operated by a trucker with a clean driving history is as follows:
- $475 per month for trucking primary liability
- $175 per month for cargo truck insurance
- $250 per month for trucking physical damage
These price projections are based on drivers that operate one truck and require liability, type of cargo, and physical damage insurance. The cost is affected by a number of factors, including the type of cargo you are transporting, your previous insurance claims, and the length of time you have been in operation.
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