Ohio Commercial Truck Insurance
No matter what sector of the truck business you are in, having sufficient truck insurance is essential. Over the past 20+ years, we’ve grown to be one of Ohio’s top commercial truck insurance companies by providing flexible coverage and payment options, free filings, expert handling of heavy truck claims, savings, and knowledgeable support. Our customer service is unmatched!
Ensure the safety of your business with comprehensive truck insurance!
No matter how experienced you are in the trucking business or how long you’ve been driving your commercial vehicle in Ohio, you should always have the right commercial truck insurance. In addition to being legally mandated, this coverage offers good financial support in the event that an accident results in property damage, bodily injury, or loss of life.
What do we offer?
We at NITIC strive to make comparing commercial vehicle insurance rates easier and more convenient. Whether you are a private carrier, owner-operator, or commercial motor carrier, we offer insurance coverage for all business types. We make certain that you get the greatest coverage at a cost you can afford when you engage with us for your truck insurance.
We adhere to the quickest claim settlement policy and offer the required cash aid right away.
Areas we cover in Ohio
We provide coverage for all Ohio cities, including the following when it comes to commercial truck insurance:
- Columbus
- Cleveland
- Cincinnati
- Toledo
- Akron
- Dayton
- Parma
- Canton
- Lorain
- Hamilton
- Youngstown
- Springfield
- Kettering
- Elyria
- Middletown
- Cuyahoga Falls
- Newark
- Lakewood
- Dublin
- Euclid
- Mansfield
- Mentor
- Beavercreek
- Strongsville
- Cleveland Heights
- Fairfield
- Huber Heights
- Delaware
- Grove City
- Reynoldsburg
- Lancaster
- Findlay
- Warren
- and surrounding towns and cities.
Customers in these Ohio cities can choose from a variety of discounts. For the best protection for your business, just give us a call.
Commercial truck insurance coverages in Ohio
Every state in America has minimum coverage requirements; for example, every owner-operator of a truck is required to obtain third-party insurance to protect against accidents that result in both property damage and personal injury. To protect your Ohio trucking company from any unforeseen events like accidents, vandalism, natural disasters, theft, and more, you need enough commercial truck insurance.
Get in touch with us to learn more about any of the aforementioned coverages, and we’ll let you know how much it will cost to have it tailored to your company.
What types of trucks do we offer coverage in Ohio?
When it comes to the sorts of trucks to insure for your company, we in Ohio have the requisite experience. The many truck types for which we offer coverage are listed below:
- Box trucks
- Dump trucks
- Hotshots
- Tow trucks
- Semi-trucks
- Private Carrier
- Owner Operator
Need a free consultation? Give us a call. We will be right back to you.
Why do you require Commercial Truck Insurance in Ohio?
Any Ohio trucking company that uses a truck for work-related purposes must be properly insured. All of your trucks need to be covered by a commercial truck plan, whether you own a fleet of corporate trucks, a food truck, or any other sort of truck you solely use for business.
Without protection from commercial truck insurance, your business might run financial and legal risks. Additionally, driving without insurance might have disastrous repercussions. In Ohio, having proper truck insurance has a multitude of advantages, including the following:
- Covers the third-party costs (bodily injury and property damage).
- Covers all of your property damage and personal injuries.
- Defends against any legal action brought by accident victims
- Pay all medical costs.
- Covers any freight damage to your transport.
Minimum commercial truck requirements in Ohio
In Ohio, if you drive a truck or own a trucking company, you are required to have a certain amount of liability insurance. The precise amount of coverage you must carry will be determined by the nature of the products and the distance you must travel.
You will require a USDOT registered number, a PUCO number, and the following standard liability insurance for trucks operating in Ohio:
- For general freight, you will be requiring $750,000 of liability insurance.
- For household goods, you will be requiring $300,000 of liability insurance.
- For oil transport, you will be requiring $1,000,000 of liability insurance.
- For hazardous materials, you will be requiring $5,000,000 of liability insurance.
- For per vehicle $10k and per catastrophe $10k.
Truckers that travel outside the state must adhere to stricter regulations. In addition to the aforementioned, you must also abide by federal government requirements.
The federal and state rules demand that you provide a few key documents before you may get insurance. These documents serve as proof to the relevant authorities that you have met the truck insurance requirements.
What is the cost of commercial truck insurance in Ohio?
All trucks in Ohio are required to carry average truck insurance of $15k, whether they are being utilized for personal or professional purposes. Typically, premiums range from $11k to $20k. This is due to the fact that various businesses have varying rules regarding their coverages.
The typical cost of commercial truck insurance for a one-truck operation operated by a trucker with a clean driving history is as follows:
- $950 per month for trucking primary liability
- $110 per month for cargo truck insurance
- $150 per month for trucking physical damage
- $40 per month for bobtail insurance
These price projections are based on drivers that operate one truck and require liability, type of cargo, bobtail, and physical damage insurance. The cost is affected by a number of factors, including the type of cargo you are transporting, your previous insurance claims, and the length of time you have been in operation.
GET YOUR CUSTOM FREE QUOTE
Sheri is the best customer service rep around. Very pleasant and very informative.
4.7/5
TESTIMONIALS
