Oklahoma Commercial Truck Insurance
We have grown into the leading insurance provider in Oklahoma with more than 20 years of expertise providing specialist commercial truck insurance and an A+ rating from the Better Business Bureau. NITIC offers unwavering customer support 24 *7 hours, the fastest claim settlement, service savings, and straightforward online policy access.
Ensure the safety of your business with comprehensive truck insurance in Oklahoma!
No matter how experienced you are in the trucking business or how long you’ve been driving your commercial vehicle in Oklahoma, you should always have the right commercial truck insurance in Oklahoma. In addition to being legally mandated, this coverage offers good financial support in the event that an accident results in property damage, bodily injury, or loss of life.
What do we offer?
At NITIC, we work to make it simple and practical to compare commercial truck insurance quotes. We provide insurance coverage for all company kinds, regardless of whether you are a private carrier, owner-operator, or commercial motor carrier. When you work with us for your truck insurance, we make sure you have the best protection at a price you can afford.
We adhere to the quickest claim settlement policy and offer the required cash aid right away.
Areas we cover in Oklahoma
We provide coverage for all Oklahoma cities, including the following when it comes to commercial truck insurance:
- Oklahoma City
- Tulsa
- Norman
- Broken Arrow
- Edmond
- Lawton
- Moore
- Midwest City
- Enid
- Stillwater
- Owasso
- Bartlesville
- Muskogee
- Shawnee
- Bixby
- Jenks
- Ardmore
- Yukon
- Ponca City
- Duncan
- Sapulpa
- Del City
- Mustang
- Bethany
- Sand Springs
- Claremore
- Durant
- Altus
- McAlester
- EI Reno
- Ada
- Tahlequah
- Chickasha
- Glenpool
- Miami
- Guymon
- and surrounding towns and cities.
Customers in these Oklahoma cities can choose from a variety of discounts. For the best protection for your business, just give us a call.
Commercial truck insurance coverages in Oklahoma
Every state in America has minimal standards for coverage; for instance, truck owner-operators must get third-party insurance to guard against mishaps that cause both property damage and bodily harm. You need enough commercial truck insurance to safeguard your Oklahoma trucking business against any unforeseen occurrences including collisions, vandalism, natural disasters, and others.
You may obtain the following coverages through NITIC, which will aid you in managing your trucking business successfully and provide first-rate financial support in Oklahoma:
Get in touch with us to learn more about any of the aforementioned coverages, and we’ll let you know how much it will cost to have it tailored to your company.
What types of trucks do we offer coverage in Oklahoma?
When it comes to the sorts of trucks to insure for your company, we in Oklahoma have the requisite experience. The many truck types for which we offer coverage are listed below:
- Box trucks
- Dump trucks
- Hotshots
- Tow trucks
- Semi-trucks
- Private Carrier
- Owner Operator
Need a free consultation? Give us a call. We will be right back to you.
Why do you require Commercial Truck Insurance in Oklahoma?
Any Oklahoma trucking business that makes use of a truck for business-related activities must be adequately insured. Whether you own a fleet of corporate vehicles, a food truck, or any other type of truck you only use for business, all of your trucks need to be protected by a commercial truck plan.
Without commercial truck insurance, your company may be exposed to financial and legal problems. Driving without insurance might also have terrible consequences. Having the right truck insurance in Oklahoma provides a lot of benefits, including the following:
- Covers the third-party costs (bodily injury and property damage).
- Covers all of your property damage and personal injuries.
- Defends against any legal action brought by accident victims
- Pay all medical costs.
- Covers any freight damage to your transport.
Minimum commercial truck requirements in Oklahoma
Oklahoma, just like any other state, has a trucker scarcity, so if you’re prepared to put in the effort, there are many options for you. It is the nicest state for a small transportation company to establish a trucking business because of its low fuel costs in comparison to others, broad open areas, and manageable amount of restrictions. The lack of traffic also allows truckers to drive more effectively and with reduced petrol use.
In contrast to California, being the state that treats truckers the least well, law enforcement doesn’t make life difficult for them in Oklahoma. All commercial truck insurance plans in Oklahoma must have the following coverages by law:
- $25,000 per individual
- $50,000 for each mishap
- $25,000 for property damage
However, if you possess a trucking company, you’ll need more coverage than the bare minimum required by law. You must have primary liability coverage for a semi-truck if you are a truck owner-operator. The truck insurance requirements for Oklahoma are as follows:
- For hazmat, you will be requiring $5 million of liability insurance.
- For oil, you will be requiring $1 million of liability insurance.
- For general freight, you will be requiring $750,000 of liability insurance.
- For household goods, you will be requiring $300,00 of liability insurance
Any truck that traverses state boundaries must adhere to the rules established by the FMCSA.
What is the cost of commercial truck insurance in Oklahoma?
All trucks in Oklahoma are required to carry average truck insurance of $1020 per month, whether they are being utilized for personal or professional purposes. The typical cost of commercial truck insurance for a one-truck operation operated by a trucker with a clean driving history is as follows:
- $560 per month for trucking primary liability
- $130 per month for cargo truck insurance
- $290 per month for trucking physical damage
- $40 per month for bobtail insurance
These price projections are based on drivers that operate one truck and require liability, type of cargo, bobtail, and physical damage insurance. The cost is affected by a number of factors, including the type of cargo you are transporting, your previous insurance claims, and the length of time you have been in operation.
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