Oklahoma Commercial Truck Insurance

Are you searching for commercial trucking insurance in Oklahoma? Join thousands of truckers just like you and partner with NITIC for all of your trucking insurance needs. Whether you have one truck or a fleet, NITIC offers custom commercial truck insurance coverage for all. We have over 3 decades of experience delivering tailored trucking insurance solutions to our clients, an A+ rating with the BBB, and hundreds of 5-star Google reviews. At NITIC, you get the best value for the money you spend on your truck insurance.

Ensure the safety of your business with comprehensive commercial truck insurance in Oklahoma!

Finding the perfect commercial truck insurance plan doesn’t have to be difficult

No matter how experienced you are in the trucking business or how long you’ve been driving your commercial vehicle in Oklahoma, you should always have the right commercial truck insurance in Oklahoma. In addition to being legally mandated, this coverage offers good financial support in the event that an accident results in property damage, bodily injury, or loss of life.

Let NITIC Help You Find a Commercial Truck Insurance Quote for Your Oklahoma Business Today

At NITIC, we work to make it simple and practical to compare commercial truck insurance quotes. We provide insurance coverage for all company kinds, regardless of whether you are a private carrier, owner-operator, or commercial motor carrier. When you work with us for your truck insurance, we make sure you have the best protection at a price you can afford.

We adhere to the quickest claim settlement policy and offer the required cash aid right away.

Areas we cover in Oklahoma

We provide coverage for all Oklahoma cities, including the following when it comes to commercial truck insurance:

Customers in these Oklahoma cities can choose from a variety of discounts. For the best protection for your business, just give us a call.

Commercial truck insurance coverages in Oklahoma

Every state in America has minimal standards for coverage; for instance, truck owner-operators must get third-party insurance to guard against mishaps that cause both property damage and bodily harm. You need enough commercial truck insurance to safeguard your Oklahoma trucking business against any unforeseen occurrences including collisions, vandalism, natural disasters, and others.

You may obtain the following coverages through NITIC, which will aid you in managing your trucking business successfully and provide first-rate financial support in Oklahoma:

Get in touch with us to learn more about any of the aforementioned coverages, and we’ll let you know how much it will cost to have it tailored to your company.

What types of trucks do we offer coverage in Oklahoma?

When it comes to the sorts of trucks to insure for your company, we in Oklahoma have the requisite experience. The many truck types for which we offer coverage are listed below:

Need a free consultation? Give us a call. We will be right back to you.

Why do you require Commercial Truck Insurance in Oklahoma?

Any Oklahoma trucking business that makes use of a truck for business-related activities must be adequately insured. Whether you own a fleet of corporate vehicles, a food truck, or any other type of truck you only use for business, all of your trucks need to be protected by a commercial truck plan.

Without commercial truck insurance, your company may be exposed to financial and legal problems. Driving without insurance might also have terrible consequences. Having the right truck insurance in Oklahoma provides a lot of benefits, including the following:

Minimum commercial truck requirements in Oklahoma

Oklahoma, just like any other state, has a trucker scarcity, so if you’re prepared to put in the effort, there are many options for you. It is the nicest state for a small transportation company to establish a trucking business because of its low fuel costs in comparison to others, broad open areas, and manageable amount of restrictions. The lack of traffic also allows truckers to drive more effectively and with reduced petrol use.

In contrast to California, being the state that treats truckers the least well, law enforcement doesn’t make life difficult for them in Oklahoma. All commercial truck insurance plans in Oklahoma must have the following coverages by law:

However, if you possess a trucking company, you’ll need more coverage than the bare minimum required by law. You must have primary liability coverage for a semi-truck if you are a truck owner-operator. The truck insurance requirements for Oklahoma are as follows:

Any truck that traverses state boundaries must adhere to the rules established by the FMCSA.

What is the cost of commercial truck insurance in Oklahoma?

All trucks in Oklahoma are required to carry average truck insurance of $1020 per month, whether they are being utilized for personal or professional purposes. The typical cost of commercial truck insurance for a one-truck operation operated by a trucker with a clean driving history is as follows:

These price projections are based on drivers that operate one truck and require liability, type of cargo, bobtail, and physical damage insurance. The cost is affected by a number of factors, including the type of cargo you are transporting, your previous insurance claims, and the length of time you have been in operation.

Example Oklahoma Commercial Truck Insurance Cost Estimate

The below scenario assumes a clean driving record. Your personal driving history will affect your Oklahoma insurance cost and premium. See below for a more thorough list of factors that can influence your truck insurance premium. 

Limit of Liability
Dump Truck
Box Truck
Tow Truck
Tractor Trailer

Oklahoma Commercial Truck Insurance Filings

NITIC offers comprehensive assistance with both Oklahoma state and federal insurance filings, ensuring that your commercial trucking business meets all regulatory requirements seamlessly. Once you file for authority, NITIC takes care of the rest, handling all necessary paperwork and submissions. Our services include the following critical filings:

  • ICC Authority: The Interstate Commerce Commission (ICC) authority is required for motor carriers operating across state lines. NITIC ensures that your business meets all federal interstate commerce regulations, enabling you to operate legally across state borders.

  • MCS-90 Endorsement: The MCS-90 is a crucial federal filing required by the Federal Motor Carrier Safety Administration (FMCSA) for interstate motor carriers. This endorsement certifies that your company has the necessary minimum liability insurance coverage to meet federal standards, covering public liability for bodily injury, property damage, and environmental restoration.

  • Form E: This form is a state-specific filing that verifies your trucking company has obtained the minimum required liability insurance coverage as mandated by Oklahoma state law. NITIC will file this form with the Oklahoma Department of Transportation, ensuring your compliance with state insurance requirements.

  • Form H: Form H is used to verify cargo insurance coverage, confirming that your company has sufficient insurance to cover any damages to the goods being transported. This is particularly important for carriers handling household goods and other valuable cargo. NITIC will ensure this form is accurately completed and submitted.

  • OK Form WA: Oklahoma Form WA is a state-specific filing required to confirm compliance with Oklahoma’s insurance regulations. NITIC will handle the submission of this form, ensuring your business meets all local regulatory requirements.

  • SR-22: This is a certificate of financial responsibility that may be required for certain drivers or companies, particularly if they have had violations or need to provide proof of insurance for license reinstatement. NITIC will manage the SR-22 filing process, ensuring that all necessary documentation is in place to demonstrate compliance with state requirements.

By entrusting NITIC with your insurance filings, you can focus on running your business while we handle the regulatory details. Our expertise ensures that all forms are accurately completed and submitted promptly, preventing any delays in receiving your operating authority and maintaining your legal compliance. Let NITIC streamline your insurance filing process, providing you with peace of mind and allowing you to operate your trucking business confidently.


Sheri is the best customer service rep around. Very pleasant and very informative.