Rhode Island Commercial Truck Insurance

We have a dedicated team of professional insurance agents in Rhode Island that specializes in business and transportation insurance. Our team is fully aware of the constantly shifting requirements of the federal government, freight brokers, and private freight carriers. At NITIC, you get the best value for the money you spent on your auto insurance.

Get comprehensive truck insurance to protect your business!

Let us guide you through the maze.

Without insurance, operating a truck is like living without a dome over your head. To keep your commercial vehicles safe both on and off the road and to continue operating in Rhode Island, you need enough commercial truck insurance. To get the finest coverage plan, you must first determine what your business needs. Speak to one of our insurance experts, and we’ll help you select the best option.

What do we offer?

At NITIC, we make it simple and helpful to compare commercial truck insurance quotes. We provide insurance coverage for all company kinds, regardless of whether you are a private carrier, owner-operator, or commercial motor carrier. When you choose to work with us for your auto insurance, we guarantee that you receive the best protection at a price you can afford.

We adhere to the quickest claim determination process, and we immediately give the required financial aid.

Areas we cover in Rhode Island

We provide coverage for all Rhode Island cities, including the following when it comes to commercial truck insurance:

Customers in these Rhode Island cities can choose from a variety of discounts. For the best protection for your business, just give us a call.

Commercial truck insurance coverages in Rhode Island

Every state in America requires truck owner-operators to get third-party insurance to protect them from accidents that cause both property damage and bodily harm. You need enough commercial truck insurance to safeguard your Rhode Island trucking business against unforeseen occurrences like accidents, vandalism, natural disasters, and others.

You may obtain the following coverages through NITIC, which will aid you in managing your trucking business successfully and provide first-rate financial support in Rhode Island:

Get in touch with us to learn more about any of the aforementioned coverages, and we’ll let you know how much it will cost to have it tailored to your company.

What types of trucks do we offer coverage in Rhode Island?

When it comes to the sorts of trucks to insure for your company, we in Rhode Island have the requisite experience. The many truck types for which we offer coverage are listed below:

Need a free consultation? Give us a call. We will be right back to you.

Why do you require Commercial Truck Insurance in Rhode Island?

According to insurance industry analysts, Rhode Island has a rather high proportion of truck drivers who are involved in both fatal and non-fatal collisions. Vandalism and theft events are common, particularly in metropolitan areas.

In such cases, commercial truck insurance can help you manage the risks and expenses connected to truck accidents and other occurrences for many professional drivers and trucking business owners.

There are several advantages to having the proper truck insurance in Rhode Island, including the following:

Minimum commercial truck requirements in Rhode Island

Truck drivers must have a minimum level of liability insurance in Rhode Island. What freight you transport or where you transport it determines the quantity you require. If your truck weighs more than 10,000 GVW and you do not cross state boundaries, you must obtain the below-listed minimum levels of protection:

Any truck that traverses state boundaries must adhere to the rules established by the FMCSA.

What is the cost of commercial truck insurance in Rhode Island?

All trucks in Rhode Island are required to carry average truck insurance of $721 per month, whether they are being utilized for personal or professional purposes. The average cost of commercial truck insurance for a one-truck operation operated by a trucker with a clean driving history is as follows:

These price projections are based on drivers that operate one truck and require liability, type of cargo, bobtail, and physical damage insurance.

The cost is affected by a number of factors, including,

These are the primary factors that we will take into account when calculating your cost, while other factors may also have an impact on your insurance prices.


Sheri is the best customer service rep around. Very pleasant and very informative.