Vermont Commercial Truck Insurance
We have become one of the leading providers of commercial truck insurance in Vermont over the past 20+ years with a variety of coverage options and payment options, free filings, professional handling of heavy truck claims, discounts, and knowledgeable assistance. Hundreds of 5-star Google reviews and an A+ rating from the Better Business Bureau, you know you’re in good hands! For all of your hauling needs, we are the best business partner.
Searching for Commercial Truck Insurance in Vermont? NITIC Has You COVERED!
No matter how experienced you are in the trucking business or just started it yet, you should always have the right commercial truck insurance. In addition to being legally mandated, this coverage offers good financial support in the event that an accident results in property damage, bodily injury, or loss of life.
Make the best choice for you by speaking with one of our Vermont truck insurance agents.
What do we offer Vermont truckers like you?
At NITIC, we provide a variety of insurance options to our clients nationwide, including Vermont. We can assist you in obtaining the best coverage, including primary liability, non-trucking liability, physical damage, worker’s compensation, and trailer exchange coverage for motor truck cargo and trailers, in line with the specific criteria of your business. We follow the fastest claim resolution procedure and provide the necessary monetary assistance straight away.
Ready to start your insurance quote? Call today! Our experts will assist you in meeting all of your truck insurance requirements, including renewals.
Areas we cover in Vermont
We provide coverage for all Vermont cities, including the following when it comes to commercial truck insurance:
- Burlington
- Essex
- South Burlington
- Colchester
- Rutland City
- Bennington
- Brattleboro
- Hartford
- Essex Junction
- Milton
- Williston
- Springfield
- Middlebury
- Barre city
- Winooski
- Montpelier
- Barre
- Shelburne
- St. Johnsbury
- St. Albans
- St. Albans City
- Swanton Town
- Northfield
- Lyndon
- Morristown
- Waterbury
- Stowe
- Fairfax
- Jericho
- Georgia
- Rockingham
- Randolph
- Hinesburg
- Derby
- Manchester Town
- and surrounding towns and cities
Customers in these Vermont cities can choose from a variety of discounts. For the best protection for your business, just give us a call.
Commercial truck insurance coverages in Vermont
Every state in the United States mandate that truck owners and operators get third-party liability insurance to protect them from accidents that can cause both property damage and bodily harm. You need enough commercial truck insurance to safeguard your Vermont trucking business against unforeseen occurrences like accidents, vandalism, natural disasters, and others.
Through NITIC, you will get the following coverages that will help you run your trucking company successfully and offer first-rate financial support:
Get in touch with us to learn more about any of the aforementioned coverages, and we’ll let you know how much it will cost to have it tailored to your company.
What types of trucks do we offer coverage in Vermont?
Regarding the sorts of trucks to insure for your company, we in Vermont have the requisite experience. The many truck types for which we offer coverage are listed below:
- Box trucks
- Dump trucks
- Hotshots
- Tow trucks
- Semi-trucks
- Private Carrier
- Owner Operator
Need a free consultation? Give us a call. We will be right back to you.
Why do you require Commercial Truck Insurance in Vermont?
Running a trucking company involves a lot of risks. Your assets (trucks and employees) are always in danger from collisions, man-made or natural disasters, and vandalism. It is crucial to offer a shield to keep your company’s activities operating smoothly, and this is only achievable with sufficient commercial truck insurance.
Any Vermont trucking business that makes use of a truck for professional reasons must be adequately insured. Your company might run into financial and legal problems if you don’t have commercial vehicle insurance.
Having the proper truck insurance has a number of benefits, including the following:
- Covers the third-party costs (bodily injury and property damage).
- Covers all of your property damage and personal injuries.
- Defends against any legal action brought by accident victims
- Pay all medical costs.
- Covers any freight damage to your transport.
Minimum commercial truck insurance requirements in Vermont
Depending on the truck model, tonnage, and mode of operation of your vehicle, commercial truck insurance coverage in Vermont must include uninsured motorist protection and liability protection at varying levels. The FMCSA implemented certain restrictions. Interstate truckers are required to adhere to both these minimums and federal liability coverage requirements.
What is the cost of commercial truck insurance in Vermont?
For a one-truck operation operated by a trucker in Vermont with a clean driving record, the average commercial truck insurance premium will be $6937 for a local premium rate and $9644 for a national premium rate.
However, these are only projections based on minimum general liability insurance.
The final premium cost is affected by a number of factors, including,
- Type of cargo you are transporting
- Your previous insurance claims
- Length of time you have been in operation
- Amount of risk because risk varies from business to business
- Truck model, and weight
- Type of coverage you choose
Example Vermont Commercial Truck Insurance Cost Estimate
The below scenario assumes a clean driving record. Your personal driving history will affect your Vermont insurance cost and premium. See below for a more thorough list of factors that can influence your truck insurance premium.
|
Limit of Liability
|
$300,000
|
$500,000
|
$750,000
|
$1,000,000
|
|---|---|---|---|---|
|
Dump Truck
|
$8,200
|
$10,200
|
$11,200
|
$12,200
|
|
Box Truck
|
$8,200
|
$10,200
|
$11,200
|
$12,200
|
|
Tow Truck
|
$8,200
|
$10,200
|
$11,200
|
$12,200
|
|
Tractor Trailer
|
$8,200
|
$10,200
|
$11,200
|
$12,200
|
Vermont Commercial Truck Insurance Filing Requirements
At NITIC, we understand the complexities involved in securing your commercial trucking authority in Vermont. Once you file for authority, we take care of the essential insurance filings to ensure you meet all regulatory requirements. Our comprehensive services include handling the following forms:
- ICC Filing: Required for interstate trucking operations, this filing ensures compliance with the Interstate Commerce Commission’s (ICC) regulations.
- MCS-90: This endorsement guarantees that your insurance policy meets the minimum federal financial responsibility requirements for motor carriers.
- Form E: This form is a certification of financial responsibility, verifying that your insurance policy meets the state’s liability coverage requirements.
- Form H: This form certifies that your cargo insurance meets state requirements, ensuring protection for the goods you transport.
- Form TA-VN-31: Specific to Vermont, this form is necessary for intrastate trucking operations, confirming compliance with state insurance regulations.
- SR-22: This filing certifies that you carry the minimum required liability insurance, often required for drivers who have had certain violations.
By entrusting NITIC with your commercial truck insurance needs, you can focus on your business while we handle the paperwork and ensure full compliance with Vermont’s regulations. Contact us today to get started and keep your trucking operations running smoothly.
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4.7/5
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