Wisconsin Commercial Truck Insurance
Since more than 20 years ago, NITIC has provided several Americans in West Virginia with excellent and first-rate commercial truck insurance options. You may count on us to take care of all your low-cost truck insurance requirements. Our experts will advise you through every step of fulfilling your insurance responsibilities, including renewals.
Boost your truck insurance savings by up to 20%!
Why add more when you already have a lot on your plate as a truck owner-operator? If something catastrophic happens to your truck, commercial truck insurance will pay for your legal, medical, and property damage expenses. You are obliged by law to purchase truck insurance, regardless of how long you have been in the sector or how big your trucking business is. For the greatest coverage, analyze your company’s requirements and share them with us.
What do we offer?
Our team is conscious of the risks associated with the trucking business, both on and off the road. At NITIC, you will get the most comprehensive truck coverage for your commercial vehicle, giving you full financial support when you need it most. Our wide range of coverage includes general liability, physical damage, bobtail insurance, non-owner trailer coverage, short-term insurance, and more.
We have a solid reputation for having the shortest claim resolution process. As a result, once you join our team, your only responsibility will be managing your business.
Areas we cover in Wisconsin
We provide coverage for all Wisconsin cities, including the following when it comes to commercial truck insurance:
- Milwaukee
- Madison
- Green Bay
- Kenosha
- Racine
- Appleton
- Waukesha
- Eau Claire
- Oshkosh
- Janesville
- West Allis
- La Crosse
- Sheboygan
- Wauwatosa
- Fond du Lac
- Brookfield
- New Berlin
- Wausau
- Menomonee Falls
- Greenfield
- Franklin
- Beloit
- Oak Creek
- Sun Prairie
- Manitowoc
- West Bend
- Fitchburg
- Mount Pleasant
- Neenah
- Superior City
- De Pere
- Muskego
- Caledonia
- Mequon
- and surrounding towns and cities
Customers in these Wisconsin cities can choose from a variety of discounts. For the best protection for your business, just give us a call.
Commercial truck insurance coverages in Wisconsin
To protect themselves from incidents that might result in both property damage and physical harm, every trucking industry in Wisconsin requires truck owners and operators to get third-party liability insurance. Through NITIC, you will get the following coverages that will help you run your trucking company successfully and offer first-rate financial support:
Get in touch with us to learn more about any of the aforementioned coverages, and we’ll let you know how much it will cost to have it tailored to your company.
What types of trucks do we offer coverage in Wisconsin?
Regarding the sorts of trucks to insure for your company, we in Wisconsin have the requisite experience. The many truck types for which we offer coverage are listed below:
- Box trucks
- Dump trucks
- Hotshots
- Tow trucks
- Semi-trucks
- Private Carrier
- Owner Operator
Need a free consultation? Give us a call. We will be right back to you.
Why do you require Commercial Truck Insurance in Wisconsin?
Commercial vehicle insurance has several advantages. It safeguards not just your finances but also the standing of your company. In Wisconsin, commercial truck insurance has a number of advantages, such as the following:
- Covers the third-party costs (bodily injury and property damage).
- Covers all of your property damage and personal injuries.
- Defends against any legal action brought by accident victims
- Pay all medical costs.
- Covers any freight damage to your transport.
Minimum commercial truck insurance requirements in Wisconsin
In Wisconsin, you need to get commercial truck insurance if you drive a truck for work. The state legislation mandates that. Primary liability, which includes liability for both physical injury and property damage of another driver, is the bare minimum coverage necessary. However, neither your personal damages nor those to your truck are covered by this policy.
The type of goods you haul and whether you cross state boundaries determine you’re least liability coverage in WI. The following are the minimum insurance coverage thresholds for intrastate transportation:
- For hazmat, $5 million of min. coverage
- For oil, $1 million of min. coverage.
- For general freight, $750,000 of min. coverage.
- For household goods, $300,00 of min. coverage.
- For cargo, $7500 per truck of min. coverage.
Truckers must adhere to several federal requirements in addition to having this minimal liability insurance. Any truck that crosses state lines is required to abide by the FMCSA regulations.
What is the cost of commercial truck insurance in Wisconsin?
All trucks in Wisconsin are required to carry average truck insurance of $865 per month. The typical cost of insurance for a one-truck operation operated by a trucker with a clean driving history is as follows:
- $395 per month for trucking primary liability
- $145 per month for cargo truck insurance
- $273 per month for trucking physical damage
- $52 per month for bobtail insurance
These price projections are based on primary liability, type of cargo, bobtail, and physical damage insurance. The final premium cost is affected by a number of factors, including,
- Type of cargo you are transporting
- Your previous insurance claims
- Length of time you have been in operation
- Amount of risk because risk varies from business to business
- Truck model, and weight
- Type of coverage you choose
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