Wisconsin Commercial Truck Insurance

For more than two decades, NITIC has been the premier choice for truckers in Wisconsin, offering exceptional and top-tier commercial truck insurance solutions. With hundreds of 5-star Google reviews and an A+ rating with the BBB, NITIC is your trusted source of commercial truck insurance quotes for Wisconsin truckers like you. Rely on us to handle all your affordable truck insurance needs. Our team of experts will guide you through every aspect of meeting your insurance obligations, including renewals.

Wisconsin Commercial Truck Insurance for Any Type of Truck

With unbeatable customer support & faster claim settlement, you can trust NITIC

Why add more when you already have a lot on your plate as a truck owner-operator? If something catastrophic happens to your truck, commercial truck insurance will pay for your legal, medical, and property damage expenses. You are obliged by law to purchase truck insurance, regardless of how long you have been in the sector or how big your trucking business is. For the greatest coverage, analyze your company’s requirements and share them with us.

How can NITIC help find the perfect truck insurance for your needs

Our team is conscious of the risks associated with the trucking business, both on and off the road. At NITIC, you will get the most comprehensive truck coverage for your commercial vehicle, giving you full financial support when you need it most. Our wide range of coverage includes general liability, physical damage, bobtail insurance, non-owner trailer coverage, short-term insurance, and more.

We have a solid reputation for having the shortest claim resolution process. As a result, once you join our team, your only responsibility will be managing your business.

Find commercial truck insurance for any city in Wisconsin

We provide coverage for all Wisconsin cities, including the following when it comes to commercial truck insurance:

Customers in these Wisconsin cities can choose from a variety of discounts. For the best protection for your business, just give us a call.

Commercial truck insurance coverages in Wisconsin

To protect themselves from incidents that might result in both property damage and physical harm, every trucking industry in Wisconsin requires truck owners and operators to get third-party liability insurance. Through NITIC, you will get the following coverages that will help you run your trucking company successfully and offer first-rate financial support:

Get in touch with us to learn more about any of the aforementioned coverages, and we’ll let you know how much it will cost to have it tailored to your company.

No matter the truck, we have a commercial insurance plan to meet your needs and budget

Regarding the sorts of trucks to insure for your company, we in Wisconsin have the requisite experience. The many truck types for which we offer coverage are listed below:

Need a free consultation? Give us a call. We will be right back to you.

Why do you require Commercial Truck Insurance in Wisconsin?

Commercial vehicle insurance has several advantages. It safeguards not just your finances but also the standing of your company. In Wisconsin, commercial truck insurance has a number of advantages, such as the following:

Minimum commercial truck insurance requirements in Wisconsin

In Wisconsin, you need to get commercial truck insurance if you drive a truck for work. The state legislation mandates that. Primary liability, which includes liability for both physical injury and property damage of another driver, is the bare minimum coverage necessary. However, neither your personal damages nor those to your truck are covered by this policy.

The type of goods you haul and whether you cross state boundaries determine you’re least liability coverage in WI. The following are the minimum insurance coverage thresholds for intrastate transportation:

Truckers must adhere to several federal requirements in addition to having this minimal liability insurance. Any truck that crosses state lines is required to abide by the FMCSA regulations.

What is the cost of commercial truck insurance in Wisconsin?

All trucks in Wisconsin are required to carry average truck insurance of $865 per month. The typical cost of insurance for a one-truck operation operated by a trucker with a clean driving history is as follows:

These price projections are based on primary liability, type of cargo, bobtail, and physical damage insurance. The final premium cost is affected by a number of factors, including,

Example Wisconsin Commercial Truck Insurance Cost Estimate

The below scenario assumes a clean driving record. Your personal driving history will affect your Wisconsin insurance cost and premium. See below for a more thorough list of factors that can influence your truck insurance premium. 

Limit of Liability
Dump Truck
Box Truck
Tow Truck
Tractor Trailer

How can truckers in Wisconsin save on their insurance premiums?

Safety Programs: Introduce safety programs within your trucking business to mitigate the risk of accidents. Wisconsin insurers often offer discounts for businesses with robust safety measures.

Driver Training: Ensure your drivers undergo regular training to enhance their skills and safety awareness. Well-trained drivers in Wisconsin may qualify for reduced insurance premiums.

Maintain a Good Driving Record: Maintain clean driving records for both your business and individual drivers to potentially lower insurance costs. Minimize accidents and traffic violations to maintain a favorable insurance profile.

Choose Higher Deductibles: Opt for higher deductibles to potentially lower premium costs, but carefully consider the financial impact on your business in case of a claim.

Safety Features: Outfit your Wisconsin commercial trucks with safety features like GPS tracking, anti-theft devices, and collision avoidance systems. Insurers in Wisconsin often offer discounts for vehicles equipped with advanced safety technology.

Fleet Management: Implement efficient fleet management practices, including regular maintenance, inspections, and meticulous record-keeping. A well-maintained fleet can lead to reduced insurance expenses.

Review Coverage Needs: Periodically evaluate your coverage requirements and adjust them based on changes in your business operations. Avoid over or under-insuring your trucks to optimize costs.

Bundle Policies: Explore bundling different insurance policies with providers in Wisconsin, as this may result in discounts on overall insurance expenses.

Increase Security: Enhance the security of your trucks by implementing measures such as secure parking, surveillance, and cargo protection. A secure operation may qualify for lower insurance rates.


Sheri is the best customer service rep around. Very pleasant and very informative.