Request a Quote for Commercial Truck Insurance

At NITIC, we know your time on the road is valuable. That’s why we’ve simplified the process of getting a commercial truck insurance quote. Whether you’re an owner-operator, a small fleet manager, or a contractor who depends on trucks to keep your business moving, our team makes it fast and straightforward to secure the coverage you need.

This page will walk you through what to expect when you request a quote, the information we’ll ask for, and why working with NITIC is the smart choice for truckers across 48 states.

Why Request a Quote From NITIC?

Choosing the right truck insurance provider isn’t just about price—it’s about protection, reliability, and peace of mind. When you request a quote from NITIC, you’re not just getting numbers on a page. You’re gaining access to:

  • 30+ years of trucking insurance experience
  • Licensed agents who specialize exclusively in trucking and commercial auto coverage
  • Policies tailored to your business, whether you haul general freight, operate a dump truck, or run a mixed fleet
  • Coverage in 48 states, ensuring compliance with both federal and state regulations
  • Flexible payment options designed to fit your budget
  • Fast, hassle-free claims handling so you can get back on the road quickly

Requesting a quote is the first step toward protecting your livelihood with coverage you can trust.

What Happens When You Request a Quote

Many truckers worry that getting an insurance quote will be complicated or time-consuming. At NITIC, we’ve streamlined the process into a few simple steps. Here’s how it works:

Step 1: Share Your Basic Information

We’ll ask for key details such as:

  • Your business name and location
  • How long you’ve been in operation
  • Type of truck(s) you own or operate
  • Whether you’re an owner-operator or manage a fleet

Step 2: Provide Truck and Cargo Details

The more we know about your vehicles and what you haul, the more accurate your quote will be. We’ll ask about:

  • Truck type (tractor trailer, box truck, dump truck, tow truck, etc.)
  • Year, make, and model
  • Operating radius (local, regional, or long-haul)
  • Types of cargo you transport

Step 3: Review Driving and Claims History

Your driving record plays an important role in determining insurance costs. We’ll need:

  • Driving history for all operators
  • Any accidents or claims in the last 3–5 years
  • USDOT or MC number (if applicable)

Step 4: Customize Your Coverage

Once we have the basics, one of our licensed agents will walk you through coverage options, which may include:

  • Primary liability
  • Physical damage
  • Motor truck cargo
  • General liability
  • Workers’ compensation (if you have employees)

We’ll explain what each type of coverage means for your business so you can make informed choices.

Step 5: Get Your Quote and Next Steps

After gathering your information, we’ll provide a tailored insurance quote that fits your operation and budget. You’ll also receive guidance on payment plans, filings, and any additional steps needed to get your policy active.

What Information Do I Need to Request a Quote?

To keep the process smooth, it helps to have the following ready before you start:

  • DOT/MC number (if you have one)
  • Vehicle details (VIN, make, model, year)
  • List of drivers and their license numbers
  • Recent claims history
  • Type of cargo you plan to haul
  • Desired coverage limits and deductibles

Don’t worry if you’re unsure about some of these details. Our agents will guide you step by step and answer any questions you have along the way.

How Long Does It Take to Get a Quote?

In most cases, we can provide a personalized quote the same day you contact us. For single-truck owner-operators with straightforward needs, the process can take just a few minutes. For larger fleets or complex operations, it may take a little longer to ensure accuracy and compliance—but our goal is always speed and efficiency.

Why NITIC Is Different

We understand that trucking isn’t just a job—it’s your business, your investment, and often your family’s livelihood. That’s why we go beyond simply selling policies. We become your partner in risk management.

With NITIC, you get:

  • Expert advice from agents who know trucking inside and out
  • Personalized service instead of cookie-cutter policies
  • Proactive support with state and federal filings
  • Affordable premiums without sacrificing coverage quality

We’ve helped thousands of truckers nationwide secure the right protection, and we’d be honored to do the same for you.