Maine Commercial Truck Insurance

Searching for commercial truck insurance in Maine? NITIC has over 3 decades of experience providing commercial truck insurance to truckers in Marine. We offer customized insurance coverage with affordable rates and the best customer service in the industry. We maintain a B++ rating with A.M. Best, an A+ rating with the Better Business Bureau, and hundreds of 5-star Google reviews. To find out why NITIC is the most reliable insurance provider in Maine, contact us today and get the personalized coverage you need.

Main Truckers Trust NITIC for Their Commercial Truck Insurance Needs

Save thousands with NITIC and get the best customer service!

Whether you own a truck or planning to buy a new one, you need to protect your investment with adequate insurance. No matter what type of truck you possess, we offer great deals on each coverage. We have the expertise in ensuring heavy-duty trucks as well as small ones. We are committed to providing great customer service consistently. Let us customize your truck insurance coverage and shield your business operations from all possibilities.

What do we offer?

We will guide you throughout, right from getting the insurance to settling your claim request. We offer several insurance coverages under one roof. From primary liability and motor truck cargo insurance to non-trucking liability and physical damage, we offer complete protection to your truck operations. Once you request a claim, it will get reimbursed within a day. We value our customers more than anything. Contact us and get your insurance quote today!

Areas we cover in Maine

We provide insurance coverage to almost every city in Maine including:

Every customer across the cities in Maine is satisfied with our services. We offer heavy discounts on different trucking coverages. Get in touch with us and see how much you can save with us!

Commercial truck insurance in Maine

Maine is home to several commercial operations. Whether you own a large trucking business or a small one, you need to protect your operations with commercial truck insurance. Several accidents happen due to collisions and rollovers in Marine, so carrying proper coverage is essential for businesses using commercial vehicles. We find and customize the best insurance plan for your business that offers complete protection from all the likely risks that you face on and off the road. Just tell us your business requirements and get delivered with the best!

No Matter What Type of Truck, We Have the Coverage!

Whether you own a small trucking company or a multi-truck operation, it’s important to have adequate protection in the form of truck insurance. No matter how small or big your commercial vehicle is, we ensure all types of trucks including:

Semi-trucks: Having multiple axles, semi-trucks or tractor-trailers are designed to carry heavy cargo from one end to another. It has a long trailer attached to the back of the truck.

Tow trucks: Moving damaged, irreparable, or wrongly parked vehicles from one point to another is what towing trucks do. Some towing business also offers repair facilities in their custody.

Box trucks: Used for multipurpose, box trucks are used for transporting various types of cargo from point A to point B. It has one of the most powerful engines.

Dump trucks: Dump trucks are heavy-duty vehicles that are used for hauling bulky construction materials like dust, sand, asphalt, gravel, etc.

Refrigerator trucks: Trucks that have in-built refrigeration are used for transporting ice cream, seafood, and other perishable goods.

Hotshots: Hotshots are used for time-sensitive deliverables. These trucks usually carry small loads from one place to various locations on an expedited timeline.

How much truck coverage do you require in Marine?

Every vehicle in ME needs to carry insurance but you need to decide whether you need comprehensive coverage or a few add-ons will do the needful. In the state of Marine, you need to carry the following coverages as mandated by the law.

Before taking any policy, keep in mind the type and number of vehicles you own. Also, the usage of trucks and drivers who will operate your commercial vehicle. We will help you customize all your requirements into a single policy that offers complete coverage. Contact us to know more!

How Much Does Commercial Truck Insurance Cost in Maine?

While Maine truckers often find commercial truck insurance rates ranging from $10,000 to $15,000 per year, at NITIC, our commercial truck insurance can cost as little as $8,200 per year up to $11,200 per year depending on the type of truck and your limit of liability. Of course, your driving history plays a big role in the cost of your yearly insurance, but the estimates below are a good starting point. 

Example Maine Commercial Truck Insurance Cost Estimate

The below scenario assumes a clean driving record. Your personal driving history will affect your Maine insurance cost and premium. See below for a more thorough list of factors that can influence your truck insurance premium. 

Limit of Liability
Dump Truck
Box Truck
Tow Truck
Tractor Trailer

Maine Commercial Truck Insurance Requirements

Maine law requires all commercial truck drivers to have a minimum liability limit of $50,000 per person, $100,000 per accident for bodily injury, and $25,000 for property damage (i.e., 50/100/25). Some commercial truck insurance policies in Maine must carry higher limits based on the types of vehicles they insure.

Maine Commercial Truck Insurance Filings

NITIC offers Maine state and federal insurance filings. Once you file for authority, our team can help take care of your filings, including:

  • ICC
  • MCS90
  • Form E
  • SR22


Sheri is the best customer service rep around. Very pleasant and very informative.