Commercial Truck Insurance Nevada

In the market for commercial truck insurance in Nevada? With hundreds of 5-star Google reviews and an A+ rating with the BBB, NITIC is your trusted source of commercial truck insurance quotes for Nevada truckers just like you. Over the past 20+ years, we have grown to be one of the best commercial truck insurance companies in Nevada by providing flexible coverage and payment options, free filings, expert handling of heavy truck claims, savings, and knowledgeable help. For all of your hauling needs, we are the best business partner.

Partner with NITIC and Get the Commercial Truck Insurance You Need in Nevada

Live customer support & quick claim resolution

We provide insurance coverage for all kinds of enterprises, regardless of whether you are a commercial motor carrier, private carrier, or owner-operator. When you work with us for your truck insurance, we ensure that you have the best coverage at a price you can afford. We adhere to the fastest claim settlement policy and provide the necessary financial assistance at the moment of the occurrence.

With various options, Nevada truckers can trust NITIC with their commercial truck insurance needs

You may choose from a variety of truck coverage choices with NITIC for your private or commercial trucks to match your company’s needs. You not only receive the greatest value for your money with us, but you also have access to a number of reduced alternatives on various types of coverages. From hotshots to semi-trucks to tow trucks and box trucks, we provide the best protection for every type of vehicle so that you obtain the best coverage for your investments.

No matter what your location in Nevada, we've got you covered!

We provide coverage for all Nevada cities, including the following when it comes to commercial truck insurance:

Reach out to us to discuss your choices if you live in any of the aforementioned Nevadan cities and are searching for savings on your truck insurance.

Commercial Truck Insurance in Nevada

In addition to primary liability insurance, which provides protection against third-party property damage and bodily injury, you also need to consider the security of your own company. Given that your whole life depends on your transportation requirements, you should protect your investment with enough policy coverage that offers trustworthy financial help in the case of an accident. You can opt for any of the following coverages as per your need:

At NITIC, all of these coverages are provided at the lowest prices. You can cut your rates by up to 20%, according to our wager. Simply get in touch with us and we’ll help you locate the finest options for your needs.

Minimum Commercial Truck Insurance Requirements in Nevada

In Nevada, state law mandates that all commercial auto policies maintain a minimum liability limit of $25,000 per person, $50,000 per accident for bodily injury, and $20,000 for property damage, typically expressed as 25/50/20 coverage. However, certain policies may require higher limits depending on the types of trucks insured.

Beyond adhering to legal requirements, it’s important for commercial truckers to carefully evaluate and select coverage limits that align with their unique needs and level of risk. Insufficient coverage could leave businesses financially vulnerable, shouldering the burden of lawsuits and recovery costs alone in the event of an unforeseen accident. Thus, ensuring adequate coverage is paramount for safeguarding both the business’s financial well-being and its future stability.

Types of Commercial Truck Insurance for Nevada Truckers

Coverage like a primary liability that protects third-party interest is mandatory by the law. But if you take other essential coverages like the below-mentioned, you can safeguard your trucking operations completely.


What types of trucks do we offer coverage in Nevada?

When it comes to the sorts of trucks to insure for your company, we in Nevada have the requisite experience. The many truck types for which we offer coverage are listed below:

We are only a phone call away if there is something specific you are looking for. Reach out to us; we would be delighted to help.

Why Do You Require Truck Insurance in Nevada?

In Nevada, having commercial truck insurance is not only necessary but also has a number of advantages, such as:

Nevada Commercial Truck Insurance Cost

On average, the cost of commercial truck insurance in Nevada is around $16,900.

Your Nevada truck insurance can range from $12,200 to $16,000+, depending on your specific situation.

These Nevada insurance premium estimates are based on Nevada truckers with one truck who need insurance for liability, cargo and physical damage. There are many different variables that can impact the cost such of your insurance costs, such as: what you are hauling, your driving record and history, and how long you have been in business, and many other factors.

Example Nevada Commercial Truck Insurance Cost Estimate

The below scenario assumes a clean driving record. Your personal driving history will affect your Nevada insurance cost and premium. See below for a more thorough list of factors that can influence your truck insurance premium. 

Limit of Liability
Dump Truck
Box Truck
Tow Truck
Tractor Trailer

How can I save on commercial truck insurance in Nevada?

Safety Programs: Introduce safety programs within your trucking business to mitigate the risk of accidents. Nevada insurers often offer discounts for businesses with robust safety measures.

Driver Training: Ensure your drivers undergo regular training to enhance their skills and safety awareness. Well-trained drivers in Nevada may qualify for reduced insurance premiums.

Maintain a Good Driving Record: Maintain clean driving records for both your business and individual drivers to potentially lower insurance costs. Minimize accidents and traffic violations to maintain a favorable insurance profile.

Choose Higher Deductibles: Opt for higher deductibles to potentially lower premium costs, but carefully consider the financial impact on your business in case of a claim.

Safety Features: Outfit your Maryland commercial trucks with safety features like GPS tracking, anti-theft devices, and collision avoidance systems. Insurers in Nevada often offer discounts for vehicles equipped with advanced safety technology.

Fleet Management: Implement efficient fleet management practices, including regular maintenance, inspections, and meticulous record-keeping. A well-maintained fleet can lead to reduced insurance expenses.

Review Coverage Needs: Periodically evaluate your coverage requirements and adjust them based on changes in your business operations. Avoid over or under-insuring your trucks to optimize costs.

Bundle Policies: Explore bundling different insurance policies with providers in Nevada, as this may result in discounts on overall insurance expenses.

Increase Security: Enhance the security of your trucks by implementing measures such as secure parking, surveillance, and cargo protection. A secure operation may qualify for lower insurance rates.


Sheri is the best customer service rep around. Very pleasant and very informative.